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Buying a home? Don't wait another minute--click on the sign below to apply for your great-rate mortgage loan! The First, Just the Bank for You! Looking for access to $50 Million in FDIC Insurance??? Ask us how The First can help YOU have access to up to $50 Million in FDIC insurance. Call your favorite First banker today!
 

For the convenience of our customers, ATM or Check Cards are available with all personal checking accounts (subject to approval).

A * denotes accounts for which monthly or yearly CD Rom statement information is available.

Checking Accounts
 
First Secure Checking
I want protection from ID theft, bounced checks, and extra fees.
First Club Checking
I want to save money on checks
First Money Market
I want interest, and free services
First Personal Checking
I just want a regular checking account
What balance do I have to maintain to avoid a monthly fee?
$2,500
No Minimum
$1,000
minimum daily balance $500 or average daily balance $2500
Do I get interest?
Yes
N/A
Yes
No
Do I get free or discounted checks?
Yes
Yes
No
N/A
Do I get a debit card?*
Yes
Yes
Yes
Yes
Do I get check images in my statement?
Yes
Yes
Yes
Yes
Do I get Free Online Banking?
Yes
Yes
Yes
Yes
How much is Web Based Bill Pay?
Free
$3.95
$3.95
$3.95
Do I get overdraft protection?
Yes
Yes
Yes
Yes
How many checks can I write?
Unlimited
Unlimited
Unlimited
Unlimited
Free traveler's checks, money orders, & official checks
Yes
Yes
Yes
No
Is there a discounted fee on a safety deposit box?
25% yearly discount
25% yearly discount
N/A
N/A
Monthly fee:
$12.00
$7, $8, or $9 based on Insurance plan
$8.50
$8.00

Checking Accounts (continued)
 
First Thrifty Checking
Help me keep this money separate
First Free Checking
I don't write many checks
First Prime Checking
I am over age 50
First Prime Gold Checking
I am over age 50, and I want a better interest rate
What balance do I have to maintain to avoid a monthly fee?
$0
$0
Daily balance of $500
Daily balance of $1000
Do I get interest?
No
No
Yes
Yes
Do I get free or discounted checks?
N/A
N/A
Yes
Yes
Do I get a debit card?*
Yes
Yes
Yes
Yes
Do I get check images in my statement?
Yes
No
Yes
Yes
Do I get Free Online Banking?
Yes
Yes
Yes
Yes
How much is Web Based Bill Pay?
$3.95
$3.95
$3.95
$3.95
Do I get overdraft protection?
Yes
Yes
Yes
Yes
How many checks can I write?
10 in a statement cycle
Unlimited
Unlimited
Unlimited
Free traveler's checks, money orders, & official checks
No
No
Yes
Yes
Is there a discounted fee on a safety deposit box?
No
No
No
25% yearly discount
Monthly fee:
$2.00
$0
$4.00
$8.50

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Savings Accounts
 
Piggy Bank Savings
For our future customers!
Those currently under the age 18
First Savings
A great savings rate for $100 & more
First Money Market
Offers the flexibility of checkwriting
Christmas Club
Save for the holidays with a traditional favorite
How much is required to open?
$25.00
$100
$1,000
$5.00
Do I earn interest?
Yes
Yes
Yes
Yes
How is the interest credited?
Daily collected balance of $25.00
Daily collected balance of $100
Daily collected balance of $1500
Daily collected balance of $250
When is interest credited?
Compounded & credited quarterly
Compounded & credited quarterly
Compounded & credited quarterly
Interest credited at maturity
How many withdrawals can I make?
6 per month
6 per month
6 per month
0
What is the service charge?
$0
$6.00
$8.50
$10 early closing fee
How can I get the service charge waived?
Never a fee for these young customers
Keep a $100 minimum daily balance
Keep a $1500 minimum balance
N/A

 

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