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Buying a home? Don't wait another minute--click on the sign below to apply for your great-rate mortgage loan! The First, Just the Bank for You! Looking for access to $50 Million in FDIC Insurance??? Ask us how The First can help YOU have access to up to $50 Million in FDIC insurance. Call your favorite First banker today!
 

 

 

Community First Checking*

Available to Non-Profit Organizations active in community service

  • $2.50 maintenance fee waived if minimum daily balance is above $500 or if average daily balance is above $1500 in a statement cycle
  • $0.25 per check or withdrawal after the first 20 each statement cycle
  • $100 deposit required to open
  • Convenient check images returned with statement

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Commercial First Checking*

For larger businesses with many transactions

  • $10 maintenance fee per statement cycle
  • $0.15 per debit item, $0.15 per deposit ticket, $0.08 per deposit item
  • Earnings Credit: The investable balance, defined as the average collected balance less 3% Federal Reserve Requirement, will earn a credit based upon current Money Market Rates. Rates subject to change on a daily basis.
  • $100 deposit required to open
  • Convenient check images returned with statement

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Small Business First Checking*

Affordable convenience for even the smallest business

  • $10.00 maintenance fee waived with average daily collected balance of $3000 or more in a statement cycle
  • 75 debit items (checks or withdrawals) included per statement cycle, $0.25 per item thereafter
  • 100 deposit items per statement cycle included, $0.15 per item thereafter
  • $100 deposit required to open
  • Convenient check images returned with statement

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First Friends Money Manager*

(For Non-Profit Organizations and Sole Proprietorships)

  • $100 deposit required to open
  • $0.15 per debit item (i.e. check or withdrawal)
  • $0.15 for each deposit ticket
  • $.08 for each deposit item
  • Earns interest on minimum daily collected balances of $1500 and above
  • $10 maintenance fee waived if average collected balance is greater than $1000 in a statement cycle
  • Interest compounded and credited monthly
  • If the account is closed before interest is credited, accrued interest will not be received

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Business First Savings

  • Earns interest on daily collected balances of $1000 and above
  • Interest is compounded and credited quarterly
  • $250 deposit required to open
  • Minimum daily balance of $1000 to avoid a $10 quarterly maintenance fee
  • Allows for 6 withdrawals per month to a third party or transfers to another account of owner (Fee for excess withdrawals is $10 per item).

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Business First Money Market Account

  • $1000 deposit required to open the account
  • $1500 minimum balance required to avoid the $8.50 maintenance fee
  • Earns interest on daily collected balances of $1500 and above
  • Allows for 6 withdrawals per month to a third party or transfers to another account of the owner, of which only three withdrawals may be third party drafts or checks. (Fee for excess withdrawals is $10 per item.)
  • Interest compounded and credited monthly and accrued through closing date of account
  • Interest Rate Schedule (Based on daily collected balance)
  • Balance is less than $1500 -- 0%
  • Balance is $1500 to $9,999 -- FMM Rate 1
  • Balance is $10,000 to $24,999 -- FMM Rate 2
  • Balance is $25,000 to $49,999 -- FMM Rate 3
  • Balance is $50,000 or more -- Bonus FMM Rate

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Member FDIC

Equal Housing Lender